Now accepting founding members

The commissions are paid anyway.
Shouldn't you get a share?

Every time you buy insurance, take out a loan or renew your mortgage, large commissions are paid — to someone. Bonviver puts those commissions back in your pocket, and pays you to spread the word.

See how it works →
Stage 1 Entry from just £10/month
5 Staged benefit levels
3 Ways to earn as a member
Free For qualifying charities
Discover more
Why Bonviver?

The commissions are paid anyway.
So why not you?

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The big comparison sites make millions

The big price comparison websites literally make millions every week in commissions from insurance companies, lenders and others who offer financial products to the public. That's why they spend millions advertising every day on TV and radio.

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Every product pays a commission — to someone

Every time you buy insurance, take out a loan, renew your mortgage or buy a car, large commissions are paid. All of these products are essential. So instead of these commissions going to some random company — why not get a share yourself?

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Bonviver shares the commission with you

Bonviver offers the same financial products at the same prices as the comparison sites — but instead of keeping the commission, we share it with our members. And instead of expensive TV advertising, we use word of mouth. That means you can earn recurring income simply by sharing Bonviver with family and friends.

It's a win-win

Help yourself.
Help good causes.

On top of helping yourself, Bonviver lets you help good causes too. The cost of living crisis means charities and community groups are struggling. So Bonviver lets not-for-profit organisations join for free.

Supporters of those causes join Bonviver, access the same great financial products as before — but now the good cause benefits too. If they introduce others, the good cause can generate a recurring income that grows month by month.

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You save money

Same products, better value

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You earn income

Recurring commissions from your network

❤️

Good causes benefit

Sustainable income without fundraising

Bonviver introduces you to regulated providers. All financial products and transactions are handled by authorised third-party firms.
How it works

Simple to join. Rewarding to grow.

Start for just £10 a month. Save money on the products you already buy. Share with others and earn. As your income grows, so do your benefits — automatically.

1
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Join

Sign up for just £10 a month. No complicated choices. No long-term commitment. You're in immediately.

2
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Save

Access the same financial products as the big comparison sites — insurance, loans, mortgages, energy and more — but with a share of the commission coming back to you.

3
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Share

Tell family and friends about Bonviver. Give them your referral link. When they join, you start earning — every month, for as long as they're members.

4
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Earn

Earn recurring commissions from your network — not just from people you introduce directly, but from the people they introduce too. Your income grows with your network.

5

Grow

As your earnings grow, your membership level grows with them — automatically unlocking greater benefits and additional income streams. No extra cost. No decision needed.

Ready to start your journey?

Discover how you can save and make money with Bonviver

Join for £10 / month →
The detail

What happens when you join

From the moment you join, Bonviver is working for you in the background.

1

Your account is live instantly

Sign up for £10/month and you have immediate access to your member dashboard, your referral link, and all member benefits.

2

We monitor your finances

Bonviver keeps watch on your insurance, energy, mortgage, broadband and more — alerting you whenever a better deal is available.

3

You share your referral link

Share Bonviver with anyone. When they join using your link, they become part of your network and you start earning commission from their subscription.

4

Your income grows automatically

As your network grows and your earnings increase, your membership level advances automatically — unlocking new benefits and income streams with no extra cost.

Your income grows with your network

You

You (Member)

Level 1 — your direct introductions

40% commission
L2

Their introductions

Level 2 — people they refer

15% commission
L3+

And so on, 5 levels deep

Levels 3, 4 & 5 — growing residual income

5–10% each
⚠️ No income is guaranteed. Earnings depend on your individual activity and network. Full compensation plan details coming soon.
Income potential

Earn while you share

Instead of spending millions on TV advertising, Bonviver uses word of mouth — and pays its members to spread the word. The more people you introduce, the more you can earn. Every month. Automatically.

1

Earn from subscriptions

Every member you introduce generates recurring monthly commission for you — not just a one-off payment. As your network grows, so does your income.

2

Earn from product commissions

When members in your network access insurance, loans, mortgages or other products, a share of the commission comes to you. These are commissions that would otherwise go to a price comparison website.

3

Build a growing residual income

Your network doesn't stop at one level. As the people you introduce go on to introduce others, your income potential grows. Full details will be published when the compensation plan is finalised.

Introducing others to Bonviver is entirely optional. All membership benefits are available whether you introduce others or not.
Giving back

Supporting good causes transparently

Bonviver enables charities, sports clubs, and community organisations to raise funds ethically — with full transparency over every penny.

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Charities

Registered charities enrol at no cost and no obligation.

Sports Clubs

Grassroots clubs generate ongoing income from supporters.

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Schools & PTAs

Schools raise funds without events, raffles, or admin.

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Good Causes

Any recognised community organisation qualifies to enrol.

How fundraising works

1

Your organisation enrolls with Bonviver at no cost. No subscription required, no services received.

2

Supporters subscribe to Bonviver under your organisation's name, accessing all membership benefits themselves.

3

Funds flow automatically to your organisation, the introducing member, and the wider network — with full transparency.

4

Everyone benefits. Supporters save on their own finances. The cause receives ongoing, sustainable income.

Our commitments

Built on transparency

Bonviver is designed to be clear, fair, and fully compliant — so you always know exactly what you're getting.

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Same products, shared commissions

The same financial products available on the big comparison sites — but instead of the commission going to them, Bonviver shares it with its members.

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Transparent earnings

All commission revenue is tracked, auditable, and distributed automatically according to our published compensation plan. No hidden deductions.

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Fully regulated

Bonviver operates within FCA guidelines as an introducer. All financial products and transactions are handled by authorised third-party partner firms.

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Automated payments

A multi-currency payment processor handles all fund distribution automatically. Commission is paid directly — Bonviver never holds your money.

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Phased & responsible

Bonviver launches with Stage 1 and grows responsibly. Services and features are added as the network matures. We don't over-promise.

❤️

Good causes at our core

Not-for-profit organisations join Bonviver for free. Their supporters access great financial products — and the cause benefits from every membership.

Ready to start?

Join Bonviver for £10 a month

Save on the products you already buy. Earn by sharing with others. Grow automatically as your network grows. No long-term commitment. Cancel any time.

Are you a charity or community organisation? Enrol for free →

Stage 01 — Entry

Essential

£10 per month · Cancel any time

Stage 1 is Bonviver's entry point — a "no-brainer" membership designed to start monitoring your finances immediately. Access alerts and comparison tools across insurance, energy, broadband, and more. Benefits are phased in over time as the network grows.

Benefits included

  • Cashback on everyday purchases
  • Mortgage rate monitoring alerts
  • Insurance renewal reminders
  • Car finance & lease price alerts
  • Utility bill price monitoring
  • Broadband & mobile contract alerts
  • Travel & holiday price-drop notifications
  • Energy switching alerts
  • Access to the Bonviver member network
  • Ability to introduce others & earn
ℹ️ Bonviver monitors and alerts. We do not provide financial advice. All switching, purchasing, or financial decisions are yours to make, facilitated by regulated third-party partners.
Stage 02 — Optimisation

Optimise

£20 per month · Cancel any time

Stage 2 introduces automated optimisation. Based on your member profile, Bonviver re-checks and re-quotes your key financial products regularly — and presents the best options for one-click approval via our partner network.

Benefits included

  • Everything in Stage 1
  • Automated insurance re-quoting
  • Mortgage deal re-checking
  • Car deal re-checking
  • Energy & broadband optimisation
  • Bespoke reports based on your data
  • One-click deal approval via partners
  • Priority member support
ℹ️ Bonviver provides information and access — not advice. All presented options are for your consideration. No action is taken without your explicit approval.
Stage 03 — Concierge

Concierge

£100 per month · Cancel any time

Stage 3 delivers bespoke, high-touch access to expert services. Your finances are reviewed by specialists across insurance, debt, and car ownership — with personalised modelling and introductions to the right regulated partners.

Benefits included

  • Everything in Stages 1 & 2
  • Full insurance concierge (home, car, life, travel, health)
  • Debt consolidation & loan analysis
  • Credit card balance transfer analysis
  • Mortgage overpayment simulations
  • Personalised repayment modelling
  • Annual mortgage acceleration strategies
  • Car lease vs buy vs PCP analysis
  • Running cost optimisation
  • Vehicle replacement timing alerts
ℹ️ All modelling and analysis is educational. Bonviver does not provide regulated financial advice. Introductions are made to authorised partner firms who handle any regulated activity.
Stage 04 — Elite

Elite

£500 per month · Cancel any time

Stage 4 is Bonviver's premium life optimisation membership. Every area of your financial life is reviewed, monitored, and optimised — with introductions to elite partner IFAs, bespoke travel sourcing, and ongoing negotiation on your behalf.

Benefits included

  • Everything in Stages 1, 2 & 3
  • Annual full financial review (educational)
  • Pension review reminders
  • Risk profile guidance
  • ISA & investment service alerts
  • Introductions to partner IFAs
  • Annual insurance reviews
  • Bespoke travel deal sourcing
  • Health & dental plan optimisation
  • Cashback & rewards optimisation
  • Provider negotiation service
  • Dedicated account manager
ℹ️ Stage 4 delivers concierge-level value — not regulated financial advice. All introductions to IFAs and regulated professionals are for your consideration. Bonviver does not act as an investment manager.